I got 5th wheel policy and a Volvo (motor home olicy) over the phone. They mailed me the forms and a list of what appliances a motorhome should have. I sent them photographs of all the appliances in the Volvo. Porta poti with "self contained holding tank ($60). Sink with self contained water supply ($40), microwave, refer, bed, drawers, shelves.( no propane as there are no propane appliances) central heating and air conditioning (from M11 engine). A picture of the whole rig with the proper policy # written over the 5th wheel and over the Volvo. They decided to insure both - about $1300 per year total.
99 Volvo VNL64T/610 Motorhome
2001 Alpha Gold 39'10"