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Old 11-04-2010, 09:48 PM   #1
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Hey guys, I need your help.

I am trying to get the Stealth Camper insured and so far no insurance agent wants to touch it. I have been bouncing around this and other forums looking for recommendations. I saw the recommendation from Geofkay for National Interstate, but they just turned me down. They all say the same thing. They can't insure my truck because I built it. If it was commercially built that would be different. I also tried Bancorp South Insurance Services, Inc. out of Livingston, TX with the same results. I've only tried a few thus far, but I figure it might be faster to ask around first.

I am probably further complicating the situation by telling them that I will be wanting to get full timer coverage, contents coverage, and possibly other stuff. Then again, you would think they would be eager to write a more expensive policy.

I am guessing that I might need to work with an agent that is a bit more sympathetic. Perhaps one of you has a more personal contact that might get me somewhere. The generic internet quoting systems seem to be too cookie cutter for what I need.

Any suggestions are appreciated...
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Old 11-05-2010, 08:28 PM   #2
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...CALL MELISSA THUM AT THUM iNSURANACE AGENCY IN MICHIGAN....TALK TO HER SHE WILL FIX YOU UP......TELL HER I SENT YOU HER WAY.....[MIGHT SAVE YOU 50 CENTS ON A CUP OF COFFEE]....AGENCY'S CAN WHEEL AND DEAL WHERE INDIVIDUALS CAN NOT....IT IS ALL ABOUT MONEY AND RISK.....GEOFKAYE AND THE RIVERCITY GIRLS
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Old 11-07-2010, 08:37 AM   #3
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any phone # for her?
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Old 11-07-2010, 11:17 AM   #4
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TRY MELISSA THUM AT THE THUM AGENCY AT 1-800-866-0777....I'D ONLY TALK TO HER AS THE OTHERS HAVE NO IDEA HOW THIS STUFF WORKS AND SHE DOES....MET HER IN PERSON AT
THE TRAILER MANUFACTURES ASSOCIATION CONVENTION AT LOUISVILLE KY A FEW WEEKS AGO AND INTRODUCED MYSELF ALONG WITH THE GIRLS....MELISSA CAN GET IT DONE AND EXPEDITE THE PAPERWORK......MY OTHER INSURANCE COMPANY-WHICH I HAVE BEEN WITH FOR 30 YEARS COULDN'T GET IT THROUGH THEIR HEADS OF WHAT I WAS DOING.....I HAVE BEEN A CUSTOMER SINCE 2003 WITH MY CONVERSION. MELISSA WAS THE ONLY PERSON WHO KNEW WHAT I WAS TALKING ABOUT THEN I CALLED ABOUT A POLICY FOR MY PERSONAL RIG.....GEOFKAYE AND THE RIVERCITY GROUPPPP......
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Old 11-07-2010, 07:32 PM   #5
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[QUOTE]Originally posted by geofkaye:
TRY MELISSA THUM AT THE THUM AGENCY AT 1-800-866-0777

Gweofkaye, Thank You many times, thank you. I will call her on Monday and let you all know how it goes.

Thanks,

R.D.
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Old 11-21-2010, 08:05 PM   #6
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talked with allstate agent. she checked it out and they will insure mine when done.
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Old 12-03-2010, 08:19 PM   #7
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Just to close the loop....

I did contact MELISSA THUM AT THE THUM AGENCY AT 1-800-866-0777 and she did fix me up with insurance from Progressive.

Thanks Geofkaye, you da man!
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Old 01-18-2011, 06:26 AM   #8
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Hahahahahaaha. Spam blasta.
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Old 05-26-2011, 10:18 AM   #9
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geofkaye. How do you have your RV insured? Agreed value? Actual Cash Value? As we all know, there is no "blue book" on these things and I need to be sure that they will pay out if I have a loss.
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Old 08-19-2011, 08:23 PM   #10
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I was curious if there were any answers to Andy's question, as I am having trouble with my insurance on my truck. My truck is an International 4900 with 24ft box. It only has a generator, lights, and beds and couches in it, but no plumbing. The truck was already registered in Michigan as an RV, which is one reason I bought it. I brought it home to Oklahoma, got the title transferred fine as it says RV on it. The insurance company originally quoted me a much lower number and then increased the rate and told me that they have to go off of the International VIN, which gives them a ridiculous MSRP of $84,900.00 that they have to go off of. I told them that the truck is nowhere worth that as it is a 1996 with 268,000 miles, and they said they legally have to go by that number. The truck might be worth $10,000.00 but thats being EXTREMELY generous. I tried asking elsewhere, but they are telling me they can't insure as an RV even though its already titled as one. Any help is greatly appreciated
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