Join Truck Conversion Today
Reply
 
LinkBack Thread Tools Display Modes
 
Old 07-13-2010, 06:39 PM   #1
Junior Member
 
Join Date: Jul 2010
Posts: 1
Default

Hi, I need some advice ,I just flew up to Md.to pickup a freightliner Mt45 that I wish to buy and drive home to florida to convert to a small motorhome .My insurance agent (nationwide) and several nationwide rv companies are telling me the only way to insure this is with a commercial policy for about $2000 a year and once it is a rv that no one will insure it. I currently own a 35ft GM bus conversion and it only costs about $300 a year.I am not a happy camper and would like any thoughts about the insurance process before I give up and go home empty handed.
Thanks, Glenn
__________________

GlennB is offline   Reply With Quote
Old 12-20-2011, 07:59 PM   #2
Junior Member
 
Join Date: Sep 2011
Location: SW Florida
Posts: 21
Default Insurance Quagmire

Insurance has proven to be our most difficult issue yet but at last is settled and at a reasonable price. We have just bought an International 4300 with the DT 466 engine and 6 speed Eaton-Fuller and a 102" x 26 ft box. Finding insurance has indeed been a task. We first called AAA with whom we have all our other vehicles and our home and were told that they don't do larger than pick-ups and so began our search. RV America, GMAC, Progresssive and others all came up as possibles both online and also as referred by a growing list of agents both locally and at 800 numbers. Several told us to lie and say that the truck was to be used commercially just to get insurance. As a retired police detective I would tell anyone that this is very, very bad advise. Insurance fraud is not a minor offense and being charged with it will really spoil your day. State Farm, e-Surance, plus some locals all gave the same answer, "they didn't have a category for a medium duty truck used for non business purposes." To illustrate just how poorly informed some were, one agent asked if my International 4300 was "something like an F-350."
At last after the better part of 2 days research, I found a web site for The Explorer RV Insurance Agency. They weren't concerned with the box size or even if it had one, they simply said " yes we insure lots of otherwise commercial type vehicles for personal use." Within minutes, I had a quote
and at a good price and it is full coverage, not the liability only being mentioned by all those previous agents. Several minutes later, I had a policy number and temporary insurance cards via e-mail.
I'd recommend this company to anyone. The price was great as well.
Les Reiselt
__________________

LesReiselt is offline   Reply With Quote
Old 12-20-2011, 09:30 PM   #3
Senior Member
 
bushpilot's Avatar
 
Join Date: Jul 2011
Location: Tomball
Posts: 1,404
Default

we use Blue Sky - Recreational Vehicles | Blue Sky RV Insurance
they know what toter homes, conversion trucks & MDT's are !
__________________
Don R.
'04 Haulmark (M42386) 42', 2 slide, 10kw - Pictures
'04 F350 CrewCab Longbed 4x4, 50g aux tank & gear vendors dbl over
bushpilot is offline   Reply With Quote
Old 12-20-2011, 10:15 PM   #4
Junior Member
 
Join Date: Sep 2011
Location: SW Florida
Posts: 21
Default

Bushpilot,
Hopefully I won't be in the same position again but will add Blue Sky to my list of possibles. I love your pictures and will post some as I begin on our project. Before buying the International, I looked at Freightliners and also a KW.
__________________________________________________ ____________________
Les Reiselt

2002 International 4300 DT 466 300 hp, 6 speed Eaton Fuller, 24 ft box
LesReiselt is offline   Reply With Quote
Old 12-22-2011, 08:30 AM   #5
Senior Member
 
Doc Weaver's Avatar
 
Join Date: Jun 2008
Location: West Chester, Ohio
Posts: 483
Default

The key to our insurance with State Farm was 2 fold: talking to somebody at State Farm with an ounce of intelligence, and getting the FL60 a new title as a motor home. State Farm will insure motor homes.
__________________
Doc Weaver '98 Freightliner FL60 pseudo toy hauler
Doc Weaver is offline   Reply With Quote
Old 12-22-2011, 10:39 AM   #6
Junior Member
 
Join Date: Sep 2011
Location: SW Florida
Posts: 21
Default

Doc,
That would have worked for us except that I haven't started the conversion process yet and need insurance for the interim. I didn't find anyone there with any sense. By the way, we bought our truck in Hillsboro and my son picked it up and took it to our farm in Delaware County where we'll be going to pick it up after Christmas. I enjoyed your pictures as well.
------------------------------------------------------------------------------------
2002 International 4300 DT466 300 hp,6 speed Eaton, 24 ft box
LesReiselt is offline   Reply With Quote
Old 12-22-2011, 07:33 PM   #7
Senior Member
 
Doc Weaver's Avatar
 
Join Date: Jun 2008
Location: West Chester, Ohio
Posts: 483
Default

yeah, I had to have commercial insurance till I got the title changed
__________________
Doc Weaver '98 Freightliner FL60 pseudo toy hauler
Doc Weaver is offline   Reply With Quote
Old 05-01-2012, 06:32 PM   #8
Senior Member
 
Join Date: Apr 2012
Posts: 104
Default

GMAC is currently my bird in the hand. I am still looking for the birdie in the bush. GMAC is willing to write the policy, liability only (which does not make me happy) and not care what stage of the conversion I am currently in.

I have an email in to Blue Sky, but they have not gotten back to me yet. I will be checking out LesReiselt's suggestion of Explorer RV Agency. I would love to have full comprehensive right off the bat, rather than waiting until the project is finished and a new title is issued.
AKat777 is offline   Reply With Quote
Old 05-01-2012, 08:18 PM   #9
Junior Member
 
Join Date: Sep 2011
Location: SW Florida
Posts: 21
Default

Definitely check out Explorer RV Insurance. They are nice to work with and I thought that the price was good as well. We sold our International mid conversion and bought
a former mobile radiology lab which I'm currently well along the way toward completing.
I should have kept the International but that's a subject for another forum. The insurance for the Freightliner was just over half the cost for the International as it was already registered as a motorhome.
__________________________________________________ _______________________
Les Reiselt '99 Freightliner FL70, Renegade 25ft conversion
LesReiselt is offline   Reply With Quote
Old 06-28-2012, 10:27 AM   #10
Junior Member
 
Join Date: Jun 2012
Posts: 3
Default

I talked to Explorer RV Insurance based on the information above for a MDT 1988 International S1600 former uhaul truck conversion I'm working on (toterhome), and they said they will not cover that type of conversion based on the vehicle type. So, it sounds like it has to be a freightliner FL60 or similar, even if the S1600 is titled as a motorhome.
__________________

SparkyRnD is offline   Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On


» Featured Campgrounds

Reviews provided by

Powered by vBadvanced CMPS v3.2.3

Copyright 2002- Social Knowledge, LLC All Rights Reserved.

All times are GMT -5. The time now is 06:13 AM.


Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2019, vBulletin Solutions, Inc.