AKat777,
It's been a while, and my memory has faded, but I seem to recall having Progressive turn me down when I tried to apply on line as well. Contact Melissa. You have nothing to loose by trying. You may need your project to be farther along before she can help you though. My project was essentially done when I contacted her. It was a fixed value policy and I had to provide pictures and other proof of value. You probably can't do that if your project is still in the design stage.
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