Patrick....you are getting the hose-big time!- My car-both trucks-house-boat-air boat-malpractice-trailer is only $2200 a year for 3 million dollars.....the only real differance is I don't carry collision on anything. I have $250 deductable....a lot of that stuff that the ins. co. added on is fluff....get an independent agent and make a deal for all of your insurance coverage-make it so that one agent handles all the details and gets all the business-don't let them split it up. I have Westfield Insurance here in Ohio-my agent is Lori Weber at Kinker/Eveley... 1-513-891-6615....I don't know If she can help but give her a call-maybe she can give you some ideas....geof-Near Cincinnati
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